Do I need EDD?

If you are a household employer of one or more household workers, you must register with the EDD when you pay cash wages of $750 or more in a calendar quarter.

Can a company change the insurance policy of an employee?

Absent a union contract, or an agreement that runs to the benefit of the employees (such as an employment agreement), employers are generally able to change employer sponsored insurance policy at any time, with or without permission of employees.

When to give up employer based health insurance?

Giving up employer-based medical insurance when there is nothing to replace it with is foolish, and we wouldn’t want anyone to misinterpret our message. With that said, there are times when exploring options other than the coverage offered in your employer’s benefits package can be prudent and even to your budget’s advantage.

What happens to employment insurance if you are fired for misconduct?

More Information is available on Employment Insurance. Did you know that if you are fired due to your own misconduct, you will not be paid regular benefits. After being fired from your job, you must work the minimum number of insurable hours required to get regular benefits.

How much notice must employers give before canceling health insurance?

How much notice must employers give before canceling insurance policies? If an employer is going to cancel health insurance, they must provide employees with a 30-day notice. If there are going to be material benefit changes, the employer must provide a 60-day notice.

Can a fully insured plan be administered by an employer?

An insured policy can be administered only by the insurance carrier. A self-insured plan can be administered by an insurance company or independent third party administrator (TPA), which gives the employer greater choice and flexibility. Reasons Employer Might Choose not to Self-insure

How to determine if an employee is entitled to reinstatement?

1 Determine the employee’s benefits and/or entitlements under the relevant laws. 2 Evaluate whether the employee is entitled to reinstatement once able to return to work. 3 Evaluate whether the return to work poses a direct threat to the health or safety of the employee or others in the workplace.

How many employees do employers need to insure?

Many employers with more than 200 employees self-insure some or all of their health & welfare benefits. Self-insurance for employers with under 200 employees is increasingly becoming more common since ACA’s inception in 2010. All but the largest employers purchase some level of stop-loss insurance to cap their potential exposure.