Can a husband and wife have their wages garnished at the same time?

Yes, a husband and wife can have their wages garnished at the same time for the same judgment. The information contained in my answer is provided for informational purposes only, and should not be construed as legal advice.

Can a creditor garnish all of your wages?

State law can limit the garnishment amount further. The creditor can garnish all of your wages above the protected amount. You can find out more in Wage Garnishments and Attachments. If you won’t be able to afford basic living expenses with the wage garnishment, here are some of your options:

How to reduce the amount of a wage garnishment?

If your employer is deducting money from your paycheck due to a wage garnishment (also called a wage attachment) and you can’t afford basic living expenses, you might be able to reduce the amount of the garnishment. Some of the ways to lower—or even eliminate—the amount of a wage garnishment include:

How to object to a wage garnishment notice?

If the garnishment papers you received don’t contain this information, immediately contact the clerk of the court that issued the garnishment documents to find out this information. Usually, a form will be included with the garnishment notice that you can use to write your objection and request a hearing.

What to do if you dispute a wage garnishment?

If you dispute the judgment (such as improper service of process), then you should consult with an attorney as soon as possible. There may be grounds to vacate that judgment, but you may have a limited time to do so, and it is a very difficult process. It may not immediately stop the garnishment and you may have to post a bond or take other action.

How much of my wages can be garnished?

How much of my wages can be garnished? There’s a limit to how much creditors can garnish from your wages. Under federal law, the garnishment amount can’t be more than 25% of your net (take home) pay, or the amount by which your take home exceeds 30 times the federal minimum wage (currently set to $7.25/hour), whichever is less. [ 1]

Can a judgment creditor file a wage garnishment?

Here are some common objections. When a judgment creditor files a wage garnishment against you, you may have grounds to challenge it (called objecting to the wage garnishment). The types of objections you can raise against a wage garnishment depend on your circumstances, federal law, and the laws of your state.