What kind of insurance do small businesses need in California?

What kind of insurance do small businesses need in California?

California small businesses with employees are required by state law to have workers’ compensation coverage. Any company-owned cars or trucks must have commercial auto insurance. Additional coverage is at the discretion of the business owner.

How to find an insurance company in California?

The links below are designed to provide you with information on insurance companies, agents and brokers doing business in California. You can conduct a search on license status, obtain a list of insurance companies, review complaint studies and enforcement actions, as well as review rate filings and overall performance.

How much can you sue in California Small Claims Court?

You can sue for up to $10,000, if you are an individual or a sole proprietor. Corporations and other entities are limited to $5,000. In addition, a party (individuals or corporations) can file no more than two claims exceeding $2,500 in any court throughout the State of California during a calendar year.

Who are the licensed insurance brokers in California?

In California, insurance agents, insurance agencies, and brokers are licensed by the California Department of Insurance. Insureon is licensed in California as BIN Insurance Holdings LLC (NPN 15752926; license 0G11129) for property and casualty insurance and for surplus lines.

How can the California Department of insurance help me?

Most health insurance companies have a phone number you can call with questions. Or ask your health insurance agent, insurance company, or employer to explain things. How can the California Department of Insurance (CDI) help me?

You can sue for up to $10,000, if you are an individual or a sole proprietor. Corporations and other entities are limited to $5,000. In addition, a party (individuals or corporations) can file no more than two claims exceeding $2,500 in any court throughout the State of California during a calendar year.

What do you need to know about health insurance in California?

They are called “grandfathered” policies. California law says that many health insurance policies must cover essential health benefits which include services like diabetes supplies, maternity care, cancer screening, transgender health care, and substance abuse treatment. Watch out for “discount plans” and “limited benefit plans.”

What happens when you go to Small Claims Court?

Once the dispute is heard and decided by the small claims court, your right to collect the amount that you waive will be lost forever.